Terms of Service

By using the Website, you indicate that you accept these Terms of Use and that you agree to abide by them as a legally binding agreement between yourself and Mosaica. Your use of the Website constitutes your acceptance of these Terms of Use, which takes effect each time you use the Website. If you do not agree with these Terms of Use, you must cease using the Website immediately.

You agree to access, view, use and display the Website and any information and material provided by Mosaica for its intended use only. You acknowledge that you have no rights to the Website or its technology other than the right to use the Website in accordance with these Terms of Service.

You must not:

• Replicate, transmit, distribute, reproduce, license, reverse engineer, adapt or modify any Website content or technology.
• Use the Website in any manner that is unlawful or inconsistent with these Terms of Service.
• Introduce malicious code, viruses, or data destruction tools.
• Use the Website in ways that could damage, disable, overburden, impair or compromise the Website.
• Download content or applications in violation of applicable laws.

Mosaica uses cookies and other technologies to personalise your experience and monitor usage. Most browsers allow you to erase, block, or receive warnings about cookies. Blocking cookies may prevent some portions of Mosaica websites and/or applications from functioning properly.

You have the right to access personal information records held by Mosaica, except where the law stipulates otherwise. Mosaica may charge fees for providing access records where permitted by law.

You can control how your personal information is used and may opt out of communications at any time. If you request removal of your data, Mosaica will remove it within a reasonable time after your request. Mosaica takes reasonable steps to ensure that any personal information held about you is accurate, complete and up to date.

To the maximum extent permitted by law, Mosaica excludes all liability for any loss or damage whatsoever, including direct, indirect, and consequential damages, business interruption, or data loss resulting from:

• Use of or reliance on Website information.
• Website access, display, or participation in online activities.
• Website interruptions or suspensions.
• Third-party site unavailability.
• Data corruption or viruses acquired through Website use.

You access the Website at your own risk and Mosaica accepts no responsibility for any interference, loss, damage or disruption to your computers or devices. You are responsible for implementing precautions against viruses and malicious code.

You waive and relinquish any and all claims against Mosaica and release the company from liability for losses, damages, or third-party claims howsoever caused (including through negligence) arising from Website use, reliance on information, or breaches of these Terms.

Mosaica does not warrant that the Website, information, or material available for download is free from viruses. Mosaica excludes all liability for losses resulting from viruses or malicious code encountered through use of the Website.

You release Mosaica from any and all claims related to Website use, downloaded materials, and breaches of these Terms, including claims howsoever caused (including through negligence).

Subscription cancellations take effect at the end of the current billing cycle. Mosaica does not offer refunds or credits for any partial subscription periods or unused time. Unused credits are non-refundable, have no cash value, and are forfeited upon subscription termination.